Customers are the most beneficial assets for any company. Providing them with security, privacy, and an enhanced onboard experience is the company’s prime responsibility. On the contrary, criminals are using identity theft and forged documents as their medium to reap illegitimate benefits. Businesses lacking biometric screening are more prone to criminal intentions. Also, they are less likely to retain a user base, comply with regulations, and uplift their reputation.
Therefore, businesses need more than just identity verification, for instance, biometric screening. There are various checks in the biometric recognition process which leaves less room for the criminals to trick identity verification. The biometric-based identity verification involves behavioral and biological recognition like fingerprint scanning, voice recognition, liveness detection, and many more. This blog covers the methods that biometric verification includes and how it helps businesses to restrict criminals from registering on legitimate platforms.
Biometric Security System – How it Classifies Identity Verification into Two Categories
The AI and ML-powered solutions have made identity verification a lot easier. Company systems can seamlessly extract required features and data, cross-match it in sanction lists, and verify against global databases. A biometric security system compares facial, biological, and behavioral traits to verify customers. Therefore, criminals committing identity theft and using camouflaged documents will be restricted at the bay.
Even if they are using face masks or deep fakes, biometric-based identity verification services will leave less room for them to trick the operations. Below are the details regarding the two types of biometric verification.
Biological Biometrics – An Innovation in the Identity Verification Services
Biological biometric screening refers to the analyses of the human body. These include facial recognition, vein patterns, fingerprints, DNA, iris scan, and other corporal features. Simply put, this type of verification changes “information customers know” with “biological traits they possess”. For instance, passwords with facial recognition.
Moreover, advanced technologies have brought various innovations in the verification process. Here, Shufti Pro Funding indicates that biological biometrics is the most reliable and readily accepted. This is because it is a blend of human expertise and artificial intelligence. The various types of checks that biological biometric ID verification performs include:
Verification of Facial Features
Verification of facial features has become the most popular biometric type. This is because it involves less hassle and is the simplest. The system maps the face and extracts data in the form of mathematical algorithms. They are further verified by cross-matching with the documents and within global databases.
Cross-matching of DNA
DNA matching refers to the analyses of unique sequences in the genetic composition of customers. The AI-based system creates a DNA profile that is cross-matched with the one existing in medical records.
Fingerprint recognition is now a method rather it has been around for decades. However, previously manual verifiers were the ones creating handprints and verifying them. Today, this is no more the case as criminals can fake fingerprints. Therefore, AI-backed biometric screening is what industries need.
Retinal and Iris Scan
The retina is a unique part of the human eye. Criminals can fake documents but not iris. Here, the system scan retina and verifies customers in minimal time.
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Behavioural Biometric – Analyses of the Human-specific Traits
Where biological biometrics measures the traits in the human body, behavioral verification analyses how customers act. The biometric security system scans specific behavior of customers either through a live call or captured video. The plus point of this type of verification is that the customers won’t have changed the way they behave.
Therefore, this industry is unexpectedly growing because of its seamless operations and authentic results. According to Statista, 53% of the industries agreed that biometric-based recognition will bring growth and accuracy to the identity verification processes. Mentioned below are the most commonly used checks in behavioral biometric verification:
Verification of Signature (Both Digital and Paper-based)
This type of behavioral biometrics recognition is used to access the handwriting of customers. In the process, the system asks the customers to upload documents with their signatures. Afterward, it validates various traits like pressure on the pen and the direction of the signature.
Voice recognition covers the process where the system analyses the vocals and speech of customers. This process is considered authentic because it interprets unique patterns that vocal cords generate and verify customers on their basis.
Liveness detection is the process where the AI-backed biometric user authentication process analyses the background of customers. For this, the system asks for a real-time video or selfie from the customers.
Biometric screening is massively bringing innovations to identity verification services. Biometrics recognition offers a balanced blend of privacy, accuracy, security, and convenience. Hence, biometric security is a reliable solution for industries.